Unauthorised Usage - If your gadget is lost or stolen, and the loss or theft is covered by your policy, we will refund the cost of unauthorised calls, messages and downloads made from it within 24 hours following the discovery that it was lost or stolen up to a maximum of £2500 (including VAT).
Where only part or parts of your gadget have been damaged, we will only replace that part or parts
Malicious Damage - If your gadget is damaged through the intentional or deliberate actions of another party we will repair it.
Please note that this cover only applies if the breakdown occurs outside the manufacturer’s guarantee period and would have been covered by this
Breakdown - We will repair or replace your gadget if it suffers breakdown, providing the gadget is returned to us.
Accidental Damage - We will repair or replace your gadget if it is damaged as the result of accidental damage, including screen or liquid damage, providing the gadget is returned to us.
Below is a summary of the different hazards that are covered under all Post Office Gadget Insurance policies:
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